Questioning some of my comments? Well, I did just a quick look-see, and noticed first thing that your rollover links on the index page are pretty much a violation of SE metrics, inasmuch they fairly duplicate your Key Words far too closely, and are all the same (rather than simple relevant tags to various interior pages, as would be normally seen).

You have grasped some concepts of formatting a page (use of footers, text links for pages as visible text links also in the foorter, etc.) but are very close to being read as "Black Hat" in others, as mentioned above.

I would really examine your entire index page to not over-reach, but to simply cover the bases in a much more compliant, balanced fashion ....
..