Ahhh. Of cours i'm the one to bungle this one up. i did everything you said to do Naval and when I typed in my domain etc, i get this.

Forbidden

You don't have permission to access /ABVFP/dbts_install.php on this server.
Additionally, a 404 Not Found error was encountered while trying to use an ErrorDocument to handle the request.
Apache/2.2.8 (Unix) mod_ssl/2.2.8 OpenSSL/0.9.8b mod_auth_passthrough/2.1 mod_bwlimited/1.4 FrontPage/5.0.2.2635 Server at www.schompinsurance.com Port 80