This is a very affordable photo manipulation and graphics application. It is Paint Shop and then some! In addition to the capabilities of ***ro and other similar software packages it has the additional function of 3D text effects which I miss in the other programs. (If it's 3D animated text you're looking for - they also offer a free 30 day trial of Cool 3D). If you've seen my site - that's what I'm talking about. It's easy to use and has some fantastic tools.
You can even try before you buy - for a FREE 30 day trial take a look here: http://www.ulead.com/pi/runme.htm What have you got to lose?
I have been using ULEAD software for a few years now and I love it. It's nowhere near as expensive as some of the other 'big' branded names but, in mho, just as good. Check it out for yourself.